WellWoman Health Insurance

The WellWoman Plan pays you up to €50,000 upon diagnosis of one of seven female cancers.
 
The WellWoman Plan is designed to help you when you need it the most. Of course, we can’t help you in the way medical staff can – but we can help you financially so you have one less thing to worry about and can concentrate on your treatment and getting better.
    
There are no restrictions on how you spend the money, it could help pay for child care, help around the home, and even the little things you take for granted like getting to the shops or the doctors. It can also be used to help pay your medical bills or on a relaxing holiday to help you recuperate.
  
There’s no medical examination, no awkward health questions and no exclusions due to family history. Claims can be made just 90 days after taking out your Plan.

Female and Male Cancer Coverage
 

Females	Males
One or both breasts	One or both breasts
One or both ovaries	One or both testes
Cervix	Penis
Uterus	Prostate
Vagina
Vulva
One or both fallopian tubes

Please note:

This product does not cover;

1. cancers you have had before or those due to any pre-existing medical conditions,
2. cancers diagnosed within the first 90 days of your policy.
3. any tumours which are histologically diagnosed as pre-malignant

Please read the Policy Document for full details of all exclusions click here

Cover for seven female-specific cancers

1. Cash payment of €25,000 on diagnosis with Standard Cover.
2. Cash payment of €50,000 on diagnosis with Premier Cover.
3. OR €1,000 day case surgery benefit for carcinoma in situ [early stage cancer in which the disease is confined to cells where it first appeared] of a covered organ other than the breast.
4. Guaranteed acceptance for women aged between 18 and 69* years and resident in the Republic of Ireland
5. Care Advisory Service and Medical Helpline
6. Cover regardless of your family's medical history
7. We will pay your first month's premium
8. FREE €150 Holiday Voucher
9. Insurance provided by Chartis Europe Limited

*Terms and Conditions available for persons outside this criteria on request

Emotional support and sound advice
      
As well as providing financial help when you claim, the WellWoman Plan also provides emotional support and guidance through the Care Advisory Service.

1. Unlimited access to a Personal Nurse Adviser by telephone for as long as you need help and support. They can also commission for you:
2. A home visit by a specialist nurse, or
3. 5 telephone sessions with a specialist Cancer Nurse, or
4. A course of complimentary therapy offering a more holistic approach to support your needs or
5. A programme of therapy or counselling for you and your family.

Your personal Nurse Advisor can pass on information about appliances and equipment or specialist clothing that you may need as well as advice on nutritional supplements. And, if you need it, they can provide details of local hospices and their policies and counsel you and your family. They can put you in touch with Support Groups or charities who help cancer sufferers so you can better understand your journey.

The following statistics are taken from the National Cancer Register of Ireland 2009.
 
The statistics for male and female cancers are alarming.
  
Between 1994 and 2001, an average of 20,523 cancer cases was registered each year. Between 1994 and 2007, an average of 26,285 cancer cases was registered each year, so cancer rates are increasing.
 
In the period 2005-2007, an annual average of 27,023 new cancers was registered with 27,930 cancers registered in 2007. Of these, females accounted for 14,561 of the cancer cases and males accounted for 13,369 cases.
 
In the 2005-2007 period, breast cancer was, apart from non-melanoma skin cancer the most common diagnosis in women, making up 30% of all invasive cancers. The most common cancer in men was prostate cancer (29% of cases). The number of new cases of invasive cancer increased from 17,242 in 1994 to 23,278 in 2007, an annual increase of 2.5% in woman and 2.8% in men.
Overall cancer mortality in Ireland in 2003 was close to the European average. However, mortality for woman was the fourth highest in Europe, lower only than Hungary, The Czech Republic and Scotland, while that for men was the 21st highest of the 31 countries shown and below the European average. In 2005, there were 3,794 female cancer deaths and there were 4,067 male deaths.
    
Source: National Cancer Registry, Ireland 2009. www.ncri.ie